How to Protect Your Credit Card Online

ways to prevent credit card

Shopping online has become a favorite way to buy everything you need from the comfort of your couch. This convenience however does come with riders as there may be hackers hiding behind the screen, just waiting for an opportunity to access your credit card details to commit fraud! Nevertheless, there are some simple ways to protect your online credit card transactions and keep your credit card details safe. Here’s a look at some solutions:

Secure Networks

Avoid shopping online using public Wi-Fi as cybercriminals can easily intercept data across these vulnerable wireless Wi-Fi networks. Hackers can access sensitive information like banking credentials and account passwords this way. Use only trusted websites on secure Wi-Fi network connections for your online shopping. Guest check outs at online establishments are safer than creating an account which stores your details that can be hacked.

Designate One Account

Use just one credit card for online purchases and limit your exposure to hackers. Use of multiple cards means more exposure and greater chances of hackers getting into your card accounts. Get your bank to set up email and SMS alerts for every transaction done.

Strong Passwords

Create unique passwords with symbols, numbers and upper- and lower-case alphabets. You could also use a memorable sentence or phrase as your password without including any personal information in it.

Secure Connections

Ensure that the website you are visiting is secure and begins with an ‘https’, and not ‘http’. This means that your transactions are encrypted and safe from scammers. Do keep in mind that since cybercriminals can also procure legitimate security certificates, your credit card use is still not 100% secure.

Security Software

Another way to protect your credit card details is by investing in well-known anti-virus security software that covers your smartphones as well as your desktop. With more people using their smartphones for online transactions, it’s essential to protect it with effective security software too.

Update Software

Do ensure that your security software and operating system are always kept updated. Such updates ensure that security holes are patched immediately, keeping your system safe.

These simple, yet effective tips should help in lowering your exposure when shopping online, making your virtual shopping a fun and secure experience!